Blue Tree Financial PlanningBlue Tree Financial PlanningWelcome to Blue Tree Financial Planning!
These terms and conditions outline the rules and regulations for the use of Blue Tree Financial Planning’s Website, located at http://bluetreefinancialplanning.com.au.
By accessing this website we assume you accept these terms and conditions. Do not continue to use Blue Tree Financial Planning if you do not agree to take all of the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Netherlands. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.
We employ the use of cookies. By accessing Blue Tree Financial Planning, you agreed to use cookies in agreement with the Blue Tree Financial Planning’s Privacy Policy.
Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.
Unless otherwise stated, Blue Tree Financial Planning and/or its licensors own the intellectual property rights for all material on Blue Tree Financial Planning. All intellectual property rights are reserved. You may access this from Blue Tree Financial Planning for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
This Agreement shall begin on the date hereof.
Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Blue Tree Financial Planning does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Blue Tree Financial Planning, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, Blue Tree Financial Planning shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.
Blue Tree Financial Planning reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.
You warrant and represent that:
You hereby grant Blue Tree Financial Planning a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.
The following organizations may link to our Website without prior written approval:
These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.
We may consider and approve other link requests from the following types of organizations:
We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Blue Tree Financial Planning; and (d) the link is in the context of general resource information.
These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.
If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Blue Tree Financial Planning. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.
Approved organizations may hyperlink to our Website as follows:
No use of Blue Tree Financial Planning’s logo or other artwork will be allowed for linking absent a trademark license agreement.
Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.
We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
Please read Privacy Policy
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.
We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.
Matt has spent 20 years in the financial services industry, including the last 12 years as a financial planner. As the Founder and Principal Adviser of Blue Tree Financial Planning, he works closely with a select group of clients, specialising in tax strategies, retirement planning, investments, and superannuation. His focus is on delivering clear, practical advice that gives clients confidence in their financial decisions.
Matt holds a Master of Financial Planning from Griffith University, where he was recognised with an award for academic excellence. He is a member of the Financial Advice Association Australia and has specialist accreditation in Self-Managed Superannuation Funds (SMSFs) and Margin Lending. Beyond advising, he contributes to the profession by teaching at Griffith University, supporting the next generation of financial planners.
What clients value most is Matt’s ability to make finance feel simple and the confidence that comes from a relationship built on trust and genuine care
Paraplanning Manager
Vaibhav is the Paraplanning Manager at Blue Tree Financial planning. He has been working and studying in finance since 2013. He holds a Bachelor of Computer Applications and completed his Postgraduate Degree in Master of Business Administration and Applied Finance in 2019. Vaibhav also has a Diploma of Financial Planning, Advanced Diploma of Paraplanning and has specialist accreditation in Self-Managed Superannuation Funds (SMSF).
Since starting with Blue Tree Financial Planning, Vaibhav has been working on plan development, financial modelling, delivery and ongoing SMART review processes behind our strategy services. He provides quality, compliant and timely advice documents
Team Manager
Neha is the Team Manager at Blue Tree Financial Planning. She has been working and studying in finance since 2012. She has a Bachelor of Commerce with honours in Electronic Commerce and has completed her Graduate Degree in Commerce.
Neha also has a Diploma of Financial Planning, Advanced Diploma of Paraplanning and has specialist accreditation in Self-Managed Superannuation Funds (SMSF).
Since starting with Blue Tree Financial Planning Neha has been able to help streamline administrative processes and focus on client research and implementation. She also provides technical leadership to teammates through training and oversees day to day operations of the team.
Client Services Manager
Desiree has worked in the financial services industry for over 20 years and is a valued Client Services Manager at Blue Tree Financial Planning. She now works across the holistic advice side of the business, supporting our ongoing clients through their annual reviews and implementing advice to keep them on track in retirement.
Known for her genuine compassion and attention to detail, Desiree takes the time to understand each client's evolving needs and circumstances. She works closely with advisers to ensure recommendations are carried out smoothly and thoughtfully, giving clients confidence that their financial future is in good hands.
Senior Insurance Specialist
Kathy is the Senior Insurance Specialist at Blue Tree Financial Planning, she has been working in the Insurance industry for over 40 years. Kathy works closely with our clients to ensure they are supported, especially in times of need.
Kathy helps our clients with claim requests, insurance adjustments, annual renewals and is passionate about getting the best outcomes for our clients.
Client Services Manager, Risk
Nathan brings over 20 years of experience in banking and finance to Blue Tree Financial Planning, specialising in the risk space. His focus is on proactively reaching out to clients to review their insurance arrangements, ensuring they have the right level of cover in place and feel genuinely protected as their circumstances evolve.
Nathan's approachable nature and attention to detail mean clients can feel confident that their protection needs are being looked after, giving them peace of mind that what matters most is well covered.
Client Services Manager – Risk
Christine brings over 20 years’ experience in the financial services industry and is a Client Services Manager at Blue Tree Financial Planning, specialising in risk. With a strong focus on efficiency and precision, Christine ensures risk strategies are implemented seamlessly and without unnecessary complexity.
She is highly organised and outcomes-driven, always focused on delivering timely, accurate results for clients. Christine works closely with advisers and insurers to keep processes moving smoothly, helping clients feel supported, informed, and confident that their protection strategies are in place when they need them most.
Client Services Manager – Risk
Desiree has worked in the financial services industry for over 20 years and is a valued Client Services Manager at Blue Tree Financial Planning, specialising in risk. Her depth of experience allows her to navigate complex insurance and protection strategies with confidence and care.
Known for her genuine compassion and attention to detail, Desiree takes the time to understand each client’s situation and concerns. She works closely with advisers to ensure risk strategies are implemented smoothly and thoughtfully, giving clients peace of mind that what matters most to them is well protected.
Client Services Manager
Dominique Bonnici is a Client Services Manager with over 20 years of industry experience. She collaborates closely with our team to ensure the seamless implementation of customised solutions.
Dominique’s dedication to client service is evident in everything she does. From refining processes and enhancing client interactions to managing workflows, she is committed to providing the highest level of service. Her unwavering focus on client satisfaction and genuine concern for their well-being make her an indispensable part of our team.
Client Services Manager
Client Services Manager
Adrian is a member of our investment committee providing analysis and insights for our investment portfolios. He specialising in portfolio construction and asset allocation to deliver consistent strong investment outcomes. With a strong background across investment advice, regulatory compliance, and professional development, he brings a well-rounded skill set to his role at Blue Tree Financial Planning.
Adrian supports the team with research, compliance oversight, and training, helping to ensure our advice processes remain robust, well-informed, and aligned with regulatory standards. His hands-on advisory experience gives him a practical understanding of the challenges advisers face, allowing him to deliver compliance and training support that is relevant, effective, and grounded in real-world practice.
General Manager
Justine Long is the General Manager at Blue Tree Financial Planning, bringing over 15 years of experience in the finance industry. She leads with a coaching-focused leadership style, empowering both staff and team leaders to grow, collaborate, and deliver high-quality outcomes. Justine oversees firm-wide operations, strategic planning, and compliance, ensuring systems run efficiently and regulatory standards are consistently met.
Her role includes guiding internal processes, managing cross-functional teams, and producing high-level reporting and regulatory insights that support adviser performance and business growth. She plays a key role in mentoring leaders within the business, fostering a culture of accountability, development, and continuous improvement.
Insurance Adviser
Sue Clarke brings over 20 years of experience in the insurance industry, specialising in providing comprehensive insurance advice to help individuals and families protect their futures. With a deep understanding of the complexities of insurance products, Sue is dedicated to ensuring her clients have the right coverage to safeguard their financial well-being.
Throughout her career, Sue has been committed to forming meaningful connections with her clients, empowering them to make informed decisions about their insurance needs. Her expertise spans life insurance, total permanent disablement, income protection, and trauma insurance, and she is known for her personalised approach and attention to detail.
Sue’s passion lies in helping people navigate the often-confusing world of insurance, providing clarity and peace of mind. Whether it’s protecting a family’s future or ensuring they have the right coverage, Sue’s guidance is always tailored to meet the unique needs of each client.
“I believe in putting my clients first and making sure they feel confident and secure in their insurance choices. It’s incredibly rewarding to know that I’ve helped someone protect what matters most to them.”
Insurance Adviser
Tien has over a decade of experience in the financial planning industry and brings a depth of knowledge and expertise to the table. Having worked across all areas of financial planning, Tien’s journey has been marked by a relentless commitment to client success.
Specialising in life insurance, retirement planning, and investments, Tien’s passion lies in forming meaningful connections with clients and empowering them to achieve their financial aspirations.
Tien’s approach is grounded in transparency and empathy by truly listening to clients’ needs and understanding their unique circumstances to craft tailored solutions that align with their goals and aspirations.
Whether it’s safeguarding a family’s future through life insurance or charting a roadmap for retirement, Tien’s guidance is always personalised and attentive.
“I find great satisfaction in knowing that I have helped my clients and providing them with peace of mind that they’re being looked after”.
Senior Financial Adviser
Ross brings over 20 years of experience in the financial services industry, with a strong focus on providing clear, personalised advice that helps clients feel confident about their financial future. Since moving into financial planning in 2008, Ross has worked closely with individuals and families to guide them through every stage of life—from building wealth through to retirement and beyond.
Ross specialises in superannuation, retirement planning, investments, and personal insurance, with a holistic approach that ensures every aspect of a client’s financial position is considered. He is particularly passionate about aged care advice, an area shaped by his own personal experience, and is dedicated to helping clients and their families navigate what can often be a complex and emotional time.
With a background that includes both large institutions and client-focused advice environments, Ross is committed to delivering advice that is centred on people, not products. He takes the time to truly understand what matters most to his clients, building long-term relationships based on trust, transparency, and genuine care. Ross is a Certified Financial Planner (CFP®) and continues to undertake ongoing professional development to ensure he remains at the forefront of industry knowledge and best practice.
“I believe good advice is about more than just numbers—it’s about understanding what’s important to you and helping you make confident decisions about your future.
Financial Planner
Neil is a highly experienced financial adviser with over 34 years in the financial services industry and a focus on financial planning since 1998. He provides comprehensive advice across all life stages—from early investment planning through to retirement and aged care strategies.
Neil has worked in both boutique and corporate financial planning environments, including QSuper’s financial planning arm. He has been an Authorised Representative since 2000 and is known for his expertise in Self-Managed Superannuation Funds (SMSFs), Centrelink entitlements, and tailored retirement planning.
Neil holds a Bachelor of Business (Management) from QUT and a Graduate Diploma of Financial Planning from FINSIA, along with specialist accreditations in Margin Lending, SMSFs, and Listed Product Advice.
“I believe that great financial advice begins with understanding what truly matters to my clients. By building genuine relationships and taking the time to understand their goals, I can offer clear, practical guidance that empowers them to make confident decisions about their financial future.”
Financial Planner
Dan is originally from England and built a managerial and banking background in the UK before emigrating to Australia in 2009, where he now calls Queensland home.
Dan graduated from the University of Reading in 2003 with a Bachelor of Arts and has continued his pursuit of knowledge; completing his Graduate Diploma in Financial Planning and specialist accreditations in both Margin Lending and Self-Managed Superannuation Funds.
Dan specialises in retirement planning, superannuation, investment, and personal insurance advice.
With over a decade of dedicated service in the Australian financial services industry, Dan possesses a wealth of experience and a passion for demystifying complex financial concepts.
“I believe that the key to high quality advice starts and ends with my clients. Taking the time and care to fully understand their family, finances and what is important to them allows us to build a trusted and genuine relationship. I can then leverage my skills and experience to guide my clients on their journey to their best financial future.”
Owner and Principal Advisor
Matt has spent 20 years in the financial services industry, including the last 12 years as a financial planner. As the Founder and Principal Adviser of Blue Tree Financial Planning, he works closely with a select group of clients, specialising in tax strategies, retirement planning, investments, and superannuation. His focus is on delivering clear, practical advice that gives clients confidence in their financial decisions.
Matt holds a Master of Financial Planning from Griffith University, where he was recognised with an award for academic excellence. He is a member of the Financial Advice Association Australia and has specialist accreditation in Self-Managed Superannuation Funds (SMSFs) and Margin Lending. Beyond advising, he contributes to the profession by teaching at Griffith University, supporting the next generation of financial planners.
What clients value most is Matt’s ability to make finance feel simple and the confidence that comes from a relationship built on trust and genuine care