Insurance & Asset Protection

Insurance & Asset Protection

Brisbane / Services / Insurance & Asset Protection

Insurance & Asset Protection

Protect your family and assets with insurance advice you can count on!

Blue Tree Financial Planning gives you the knowledge you need to protect yourself, your loved ones, and your assets with insurance advice. Our qualified team of financial advisors helps you fully understand your personal insurance options that will suit your unique situation. We customise your personal insurance and explain how it works with your current financial plan and goals.

If medical emergencies strike when you’re least prepared, it pays to be protected. Stay on top of protecting your income and assets with expert insurance advice from our experienced team

Understanding Different Types of Personal Insurance

Each type of personal insurance covers a different set of circumstances. Our team can help you find the right kind of personal insurance for your needs, balancing cost with benefit.

Life Insurance

Paying into a life insurance policy protects your family from the financial strains of the most permanent of life’s disasters: death. Setting up life insurance will ensure that you meet your family’s financial needs if you pass away. 


Your loved ones will typically receive life insurance payments in one lump sum. Loved ones use these sums to reimburse medical bills, funeral costs, mortgages and other significant financial obligations.

Income Protection Insurance

When a temporary injury, illness, or disability puts you out of work for a period of time, this insurance ensures you and your family won’t become financially disadvantaged. Investing in income protection insurance covers a substantial portion of your monthly income so you can stay on your feet.

Critical Illness and Trauma Insurance

When faced with a critical illness or severe trauma this insurance offsets medical bills and treatment costs. Standard trauma and critical illness insurance covers various types of cancer, heart attack, stroke, and other serious illnesses.

Each trauma insurance provider is different as far as their scope of coverage. Our experts can assist with helping you understand your trauma insurance policy to see every condition eligible for coverage when a critical illness strikes. 

couple walking on the beach in retirement

Total and Permanent Disability Insurance

Total and permanent disability insurance, or TPD insurance, is often combined with life insurance. Total and permanent disability insurance provides financial support if you are injured and unable to ever work again. 

TPD insurance provides coverage in multiple situations. If you suffer an injury or sickness and can no longer perform regular work duties, you may be able to apply for a lump sum payout. Income protection can also work with TPD insurance to make sure that you are also able to recieve a regular payment. We are here to explain the different types of TPD insurance and make sure that you have cover that meets your needs. 

Our Personal Insurance Advice Specialties

As professionals in the finance world, we have ample experience with advising clients on various risk management strategies. We will work with you to make sure that your insurance is structured correctly for tax purposes and take time to understand your needs and balance the cost with the level of cover.

Protecting your loved ones and assets is a serious matter, and we take it just as seriously as you do.

Keep your family and assets protected no matter what happens with insurance advice from Blue Tree Financial Planning. Please schedule a call here to speak to an authorised representative.

“We understand that everyone is unique. That’s why we take the time to understand your financial goals and it all starts with a conversation…​”


Very professional service. Matthew has been (and is) an excellent, supportive and quality financial planner. He is responsive and provides tailored advice to suit my circumstances. I would highly recommend Blue Tree Financial Planning.


Matt Scherhag has been our Financial Planner for quite a few years now and we have always found Matt to be extremely knowledgeable and professional but more importantly someone who really listens to us and is interested in our specific needs. Matt is extremely easy to talk to and always takes the time to go over every detail with us. I have no hesitation in highly recommending Matt.


Matt has always been ready to answer any questions my husband and I have had, and very patiently explains what he's suggesting for us. He is very approachable and never makes us feel foolish when we ask for more information. I strongly advise you to talk to Matt and his capable team to guide your future.


Matthew is a knowledgeable planner who is always looking out for ways for clients to reach their financial goals sooner. He takes the time to find out what is important to the client and then works on a strategy to put this in place as quickly as possible. We would highly recommend Matthew, Sherilee and the whole team to anyone who is looking at getting their finances in order.


I appreciated the very personal approach and the depth of detail that Blue Tree Financial went to, when I started with them last year. I now have a healthy superannuation fund that suits my exact requirements. Even better, the cost of the information I received was more than covered by the savings I made from putting the advice into action.


anyone interested in investment or superannuation plans, I highly recommend BLUE TREE FINANCIAL PLANNING. Matt is very professional and sincere with all the advice that he gives