Budgeting & Cash Flow Management

Budgeting & Cash Flow Management

Brisbane / Services / Budgeting & Cash Flow Management

Budgeting & Cash Flow Management

Making your financial dreams a reality gets easier if you focus on creating a budget that works for your specific situation. Our team at Blue Tree Financial Planning provides you with expert budgeting and cash flow management advice.

We understand cash flow management and how to adjust your budget to get the most out of your money. Proper cash flow management helps you save money and work towards goals like buying a house or preparing for retirement. Book a call with us today here to discuss with a Financial Planner.

budgeting cash flow

What are the Benefits of Working With Financial Planner

An expert Financial Planner can provide budgeting and cash flow management strategies and help you reach your financial and life goals faster. Getting professional help gives you peace of mind that your hard earned cash won’t be wasted away.  Our team primarily works to aid you in creating a budget that realistically addresses your unique situation. We’ll consider your income and the expenses that you face regularly. Budget advisors can:

  • Figure out where to start when it comes to budgeting.
  • Review effective budgeting techniques.
  • Create attainable saving goals.

It’s easier to stick to a budget when you have clear goals in mind. We help you outline a budget that you can refer to throughout the month, tracking your progress and monitoring your success.

Budget Financial Planning and Debt

Many individuals want to set up a budget but feel like it’s too late if they are already struggling with debt. Financial planning can assist you with implementing strategies to pay off debt in addition to helping you set aside money for savings. We offer budgeting advice if you have debts you want to pay off. Our team factors these debts into your budget, alongside other regular expenses such as:

  • Rent or mortgage payments.
  • Utility expenses.
  • Grocery expenses.

Setting up a budget allows you to pay off a part of your debt every month. These payments add up quickly, allowing you to meet term goals while saving money for a house, kids schooling, or retirement.

Focus on Cash Flow Management

Cash flow management allows you to monitor how much money comes into your home or business and how much goes out again. Cash flow management will help with:


  • The amount of funding you’ll have available in the future.
  • How much money you’ll need to handle your debts.
  • See where you’re spending your money.


Our team can help you handle cash flow management as part of the budgeting process. We use information from your bank account as well as expense statements to assess your cash flow management. 

Several factors impact money flow to and from your business, including past debt, current interest rates, and the overall state of the economy.

We understand these factors and provide you with professional advice regarding the best way to manage your budget.

Additionally, budgeting for a business comes with unique challenges. We are here to help you overcome the obstacles in a way that works for you while saving money to expand your business, offer new services, or reach out to new customers. We also assist you with how to pay off past debts using budgeting techniques.

Learn More About Budgeting and Cash Flow Management

Take control of your financial future with budgeting and cash flow management advice from Blue Tree Financial Planning. We offer budget consulting services for individuals and businesses. A solid budget supports your plans for the future and handles current debts. Start designing a realistic budget that meets your needs today by booking a call here.

“We understand that everyone is unique. That’s why we take the time to understand your financial goals and it all starts with a conversation…​”

TESTIMONIALS

Very professional service. Matthew has been (and is) an excellent, supportive and quality financial planner. He is responsive and provides tailored advice to suit my circumstances. I would highly recommend Blue Tree Financial Planning.

TESTIMONIALS

Matt Scherhag has been our Financial Planner for quite a few years now and we have always found Matt to be extremely knowledgeable and professional but more importantly someone who really listens to us and is interested in our specific needs. Matt is extremely easy to talk to and always takes the time to go over every detail with us. I have no hesitation in highly recommending Matt.

TESTIMONIALS

Matt has always been ready to answer any questions my husband and I have had, and very patiently explains what he's suggesting for us. He is very approachable and never makes us feel foolish when we ask for more information. I strongly advise you to talk to Matt and his capable team to guide your future.

TESTIMONIALS

Matthew is a knowledgeable planner who is always looking out for ways for clients to reach their financial goals sooner. He takes the time to find out what is important to the client and then works on a strategy to put this in place as quickly as possible. We would highly recommend Matthew, Sherilee and the whole team to anyone who is looking at getting their finances in order.

TESTIMONIALS

I appreciated the very personal approach and the depth of detail that Blue Tree Financial went to, when I started with them last year. I now have a healthy superannuation fund that suits my exact requirements. Even better, the cost of the information I received was more than covered by the savings I made from putting the advice into action.

TESTIMONIALS

anyone interested in investment or superannuation plans, I highly recommend BLUE TREE FINANCIAL PLANNING. Matt is very professional and sincere with all the advice that he gives