Blue Tree Financial PlanningBlue Tree Financial PlanningSuperannuation Advice
Many people count on their superannuation to cover their financial needs after retirement. It’s prudent to engage an expert for superannuation advice considering the importance of this most important wealth creation tool.
Developing a solid superannuation strategy can help you feel prepared and give you peace of mind for your financial future. We work to ensure your super plan remains optimised even if your circumstances change.
You don’t have to handle superannuation planning alone if you reach out to us here. Start planning your strategy to handle your super fund now by booking a call with us here.
We understand that considering your super often gets pushed to the side. You can’t access your super account until you reach your preservation age, after all. However, you can still benefit from super advice, even if you can’t directly utilise the money in the fund right away.
Your super account offers you financial stability after you retire. Therefore, it’s important to manage it properly to encourage wealth creation before you reach retirement age. We provide financial advice for all different types of superannuation including self managed superannuation funds (SMSF).
We understand the importance of having a plan that allows you to live in comfort after retirement, which is why we provide expert superannuation advice.
Superannuation allows you to set money aside for your future. Employers currently pay 10% of an employee’s salary into their superannuation account. However, this amount will climb to 12% in the future. You can also make personal contributions to your superannuation, it is important to consider your caps on contributions before putting additional funds into your account.
The funds in your super account gets invested, allowing the fund to grow over time and when you reach preservation age, you’re able to access the money and enjoy your retirement. Your super fund is subject to several fees for things like:
Our team is here to help you manage your funds and help you to make sure that you are taking advantage of the benefits of superannuation. We can also help you to understand if a self managed superannuation fund SMSF is the right option for you.
Our team understands the process of combining your super accounts and how to locate lost super funds. We can review your current funds and discuss all of your investment options. We focus on maximising your superannuation so that you can have a secure financial future at retirement.
With a transition to retirement (TTR) strategy, you could access some of your super while you’re still working, once you have reached preservation age – the age when you can access your super.
You can start a TTR strategy by opening a TTR Income account alongside your regular super account. This way you could save more leading into retirement, or you could wind back on work while topping up your take-home pay.
Reach out to Blue Tree Financial Planning to discuss maxamising your superannuation and planning for retirement. We help you get the most out of your retirement. Book a call here now.
“We understand that everyone is unique. That’s why we take the time to understand your financial goals and it all starts with a conversation…”