Financial Adviser Kalinga

Brisbane / Services / Frequently Asked Questions

Frequently Asked Questions

What information do you need to know at the first meeting?

Over the first phone call we will be able to get a better understanding of your financial position, so there is no need to have anything ready for this meeting other than a good understanding of your current financial position. We will then guide if we require any information. Click here to book a no obligation 15min phone call.

What sort of advice do you provide?

We provide personal, holistic advice. This is financial advice that considers your goals, needs or financial circumstances.  It can be scoped to consider one or many different areas including wealth protection, superannuation, budgeting, investments and retirement planning.

Why Should I Use a Financial Planner?

A financial adviser can help you set financial goals so you feel confident that your future plans are achievable. If you’re not on track to achieving your goals, an adviser can help you put the right strategies in place, or set more realistic goals.

What services do you provide?

Depending on your situation will guide us on how best to help you. But see below the range of financial services we offer:

What should my income be to make it worthwhile seeing a financial planner?

Your income doesn’t play much of a role. However, the average initial cost to establish a financial plan is about $3,300.

When should I start working with a financial planner?

There is no right time to start. If you are thinking about working with a financial planner please click here for an obligation free 15min conversation to see if it’s the right move for you.

What are your fees?

The initial plan ranges from $1,000 to $5,000 based on complexity. The implementation fee typically ranges from $1,000 to $4,000. The fee for ongoing advice begins at $3,000. Find out more about our fees here.

What outcomes should I expect from using a Financial Planner?

Personal financial advice is tailored to your financial situation and goals, and is in your best interests. It can include:

  • Simple, single-issue advice — Help with one financial issue, for example, how much to contribute to your super, or what to do if you inherit shares.
  • Comprehensive financial advice — Help to develop a financial plan to reach your financial goals. This covers things like savings, investments, insurance and super and retirement planning.
  • Ongoing advice — Regular monitoring and review of your financial plan and affairs.

How do you deal with market ups and downs?

Understanding what’s happening and exactly how such events can affect you will assist you to make confident choices about your financial future. But remember, most investments are long term and there will be inevitable ups and downs in the market. We’ll assist you in focusing on the bigger picture and ultimately make the right decisions for your financial future.

Is there a fee for the first meeting?

There’s no cost for the first 15min phone call to discuss your financial situation and goals with Blue Tree Financial Planning.

Where do I park to get to your office?

We’re located on Level 2 at the north end of Westfield Chermside Shopping Centre. ‘Wotso’ offices are inside the shopping centre next to JB HiFi and above Woolworths. There’s convenient parking just outside our office (near Goodlife gym).

Is there any obligation to proceed after my first meeting?

There’s no obligation at all to proceed with our services after the initial meeting. You’ll likely have many questions before committing so it’s important to digest all the information and proceed at a time that you’re comfortable with.

How are you different from other financial planning firms?

Our knowledge, education, culture and genuine desire to help you achieve your goals is what sets us apart.

I don’t really understand superannuation or investing. Can you explain it to me?

Yes. We’re passionate about educating you. We’ll explain everything to you at your first consultation and subsequent meetings. Always feel free to contact us if you have any questions.

Do I retain ownership of my investments?

Yes. Blue Tree Financial Planning won’t take ownership of your investments. The control is always yours. Our name is just listed as your financial adviser.

“We understand that everyone is unique. That’s why we take the time to understand your financial goals and it all starts with a conversation…​”